With a Dutch insurance

Do I have to pay when I consult a GP? When you have a Dutch health insurance the insurance company directly pays the GP. GP health care is not at the expense of your “Own Risk”.

Diagnostic test inside the GP practice are fully covered by your insurance. If you are referred to a hospital or labaratory for diagnostic blood, ultrasound, x ray, pathologic and microbiological ( for example STD ) tests and medicines, the costs will be at the expense of your own risk ( min. € 385 yearly ). Your insurance company knows exactly which costs will be covered and which not in your situation.

GP post night and weekend; the cost are covered by your Dutch insurance without affecting your own risk.

For an estimate of laboratory costs we refer you to the webiste of the CWZ: costs of laboratory tests